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Keep the Claim Free DiscountThere are millions of homeowners claims filed each year that are non-fire related. Here are some suggestions on ways you can keep your claim free discount: Inspect your gutters. Ice and snow can loosen gutters causing a change in water flow. Leaves can cause water to flow over the gutter and result in water in the basement. Test the sump-pump. Pour water into the chamber and make sure it drains properly. Check the roof. Change in temperature can cause cracking and ultimately - leaks. Walk the yard. Make sure that the grading drains water away from your foundation. Flower beds can settle and they tend to be close to the foundation wall. Return to Learn the Basics
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